Oversai Logo

Automate Your Collections.
Send Reminders

Phone
WhatsApp
SMS
Email

A smart system that manages your collections across WhatsApp, Voice, Email, and SMS. Automatically reach your customers on the channels they actually use.

Oversai Collections Automation
Status
AI Recovering
Talk to Sales
Powered by your Data

The Decision Engine

Our smart system analyzes thousands of data points to pick the right channel and time for every customer interaction.

Input

Account is 3 days past due

Triggered Action

Send gentle WhatsApp reminder

Input

No response after 48 hours

Triggered Action

Trigger automated Voice call

Input

High value + WhatsApp failed

Triggered Action

Send settlement via SMS

Input

Customer says 'I can't pay'

Triggered Action

Offer Payment Plan

Simple Collections Automation

The system automatically recovers money across every channel using your own customer data.

Better Messages for Every Customer

Our system writes the perfect message for every customer, making it much more likely they will pay.

Customer Behavior
Smart Messaging
Multi-Language
Dynamic Tone

Safe and Compliant

The system automatically follows all local collection laws and keeps a record of everything for you.

Certifications
FDCPAGDPRSOC 2

Grows With You

Handle thousands of accounts without needing to hire more people. Our system does the heavy lifting.

Right Channel, Right Time

The system knows if a customer responds best to a WhatsApp message, a Phone Call, an Email, or an SMS.

Integrates with your entire stack

Seamlessly connect Oversai to your existing CRMs, payment processors, and communication platforms in minutes.

Slack
Teams
Gmail
Salesforce
HubSpot
Dynamics
Stripe
PayPal
Chargebee
Snowflake
BigQuery
PostgreSQL
40%

Higher recovery rates

60%

Reduction in collection costs

3x

Faster payment collection

85%

Compliance automation

Get paid faster with smart automation.

Join hundreds of teams using Oversai to automate their collections and recover more money without increasing headcount.

Talk to Sales

What is Oversai Collections?

Oversai Collections is an AI-powered payment recovery and debt collection automation platform. It enables fintechs, banks, and enterprises to automate their entire collections lifecycle, from early-stage reminders to late-stage recovery, using intelligent omnichannel orchestration.

How it works: The platform uses a "Decision Engine" to analyze customer behavior and determine the optimal channel (WhatsApp, SMS, Email, Voice), time, and tone for each interaction. It replaces manual dialers and static email blasts with dynamic, AI-driven conversations that result in higher engagement and payment conversion.

Key Features:
  • Omnichannel Orchestration: Seamlessly switch between WhatsApp, SMS, Email, and Voice calls based on customer responsiveness.
  • AI Negotiation: Autonomous agents can negotiate payment plans, offer settlements, and answer questions 24/7 without human intervention.
  • Compliance Automation: Built-in guardrails ensure 100% compliance with regulations like FDCPA, TCPA, and GDPR.
  • Predictive Analytics: Machine learning models predict delinquency risk and prioritize accounts with the highest propensity to pay.

Performance Metrics: Teams using Oversai Collections typically achieve a 40% increase in recovery rates, 60% reduction in operational costs, and significantly improved customer satisfaction (CSAT) during the collections process compared to traditional agencies.