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Debt Collection with
Recover Bad Debt

Replace expensive call centers with AI Voice Agents that never sleep, never get angry, and recover debt faster.

Calculate ROI

Why Automate Debt Collection?

Traditional collections are broken. AI fixes the core issues of scale, compliance, and cost.

Traditional Agents

  • ✕ High turnover & training costs
  • ✕ Inconsistent compliance adherence
  • ✕ Limited calling hours & capacity
  • ✕ Emotional fatigue & burnout

Oversai AI Agents

  • ✓ Zero turnover or training downtime
  • ✓ 100% FDCPA compliant, every call
  • ✓ Unlimited scale & 24/7 availability
  • ✓ Fearless negotiation & objection handling
$500M+
Debt managed annually
40%
Increase in liquidation
100%
FDCPA/TCPA Compliant
0
Agent burnout rate

Stop Leaving Money on the Table

Deploy AI agents that recover more debt, faster, and cheaper than ever before.

AI Voice Agents for Debt Collection

Oversai provides specialized AI Voice Agents for Debt Collection that automate the entire recovery process. These agents are engineered to replace traditional call centers, capable of handling millions of outbound calls to recover payments faster and more compliantly than human agents.

The Problem with Human Agents: Traditional collections are plagued by high agent turnover, compliance violations, and limited calling capacity. Human agents often struggle with the emotional toll of debt recovery, leading to inconsistent performance and regulatory risks.

The AI Solution:
  • Fearless Negotiation: AI agents never get tired, frustrated, or emotional. They stick to the script and negotiate purely on logic and data.
  • Instant RPC Verification: Agents use advanced voice biometrics and logic to verify "Right Party Contact" instantly, maximizing billable minutes.
  • FDCPA Compliance: Every call is monitored and controlled by AI guardrails that prevent harassment, threats, or disclosure violations.
  • Settlement Optimization: The AI dynamically offers settlements based on the debtor's propensity to pay, maximizing total recovery value.

Results: Financial institutions using Oversai's Debt Collection Voice Agents report a 40% increase in liquidation rates and a 90% reduction in compliance complaints.