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AI Agents for
Recover Bad Debt

Autonomous AI Agents initiate debt collection calls, then seamlessly orchestrate SMS, WhatsApp, and Email workflows. The only omnichannel platform powered entirely by AI Agents.

Voice AI
SMS
WhatsApp
Email
AI Agents for Debt Collection Dashboard
Talk to Sales
Powered by AI Agents

The AI Agent Engine

Our AI Agents handle the entire debt collection lifecycle, from voice calls to cross-channel orchestration—all autonomously.

AI Agent Calls Debtor

Autonomous AI Agent initiates call and verifies Right Party Contact (RPC) with natural conversation.

AI Agent Negotiates

AI Agent understands financial hardship and negotiates settlement terms autonomously.

AI Agent Triggers SMS

AI Agent instantly sends secure payment link via SMS while still on the call—no human intervention.

AI Agent Confirms Payment

AI Agent receives payment confirmation and sends WhatsApp receipt—all autonomously.

Omnichannel orchestration across all channels

Voice AI
SMS
WhatsApp
Email
45%
Higher liquidation rates
3x
Contact rate increase
100%
FDCPA/TCPA Compliant
4
Channels orchestrated

Deploy Autonomous AI Agents for Debt Collection

AI Agents handle everything—from voice calls to cross-channel orchestration. No human intervention required.

What are Oversai AI Agents for Debt Collection?

Oversai AI Agents are fully autonomous artificial intelligence systems designed specifically for debt collection. Unlike traditional IVRs or scripted dialers, these AI Agents use Large Language Models (LLMs) to understand context, detect sentiment, negotiate settlements, and orchestrate cross-channel workflows—all without human intervention.

The AI Agent Advantage: Oversai's AI Agents are the only systems capable of end-to-end debt collection automation. They initiate voice calls, verify identity, negotiate payment plans, trigger SMS/WhatsApp/Email workflows, and process payments—all autonomously. This eliminates the need for human collectors while achieving higher recovery rates.

Key Capabilities:
  • Cross-Channel Orchestration: AI Agents can instantly trigger SMS, WhatsApp, or Email workflows mid-call—no human needed.
  • Human-Like Conversation: <1000ms latency and natural tone variation makes AI Agent calls indistinguishable from human collectors.
  • Infinite Scale: Deploy 10,000+ AI Agents simultaneously to clear debt lists in minutes.
  • Unified Compliance: A single AI compliance engine enforces FDCPA/TCPA rules across all channels automatically.

Operational Impact: Organizations using Oversai AI Agents see a 3x increase in contact rates, 50% lower cost per dollar collected, and complete elimination of human collector overhead and compliance risks.